Customers — Industries
Condominium
Ontario and Alberta
The biggest purchase of your life deserves more than a leap of faith.
You deserve to know.
Trusted by buyers, agents, and lawyers across British Columbia, Ontario, and Alberta
Jurisdictions
Ontario vs. Alberta: same idea, different rules
Condos work the same conceptually—you own your unit, share common elements, pay into a reserve. But the paperwork's different. Ontario has a status certificate; Alberta has an estoppel certificate—different documents, different disclosure rules. We apply the right benchmarks for each province so you know what's compliant and what's missing.
The keys in the fine print
Status certificates arrive as hundreds of pages. Your lawyer checks liens and litigation—not reserves, special levies, or undisclosed repairs. Buyers get five‑figure bills months after closing because the danger was buried in there. We find it first.
We Read every page. Extract the numbers. Score the board.
See how it works →Industry explainer
Why condo fees spike—spot the red flags
Nearly one in four condo buyers gets hit with an unexpected special assessment within their first two years. The drivers are usually in the status certificate—buried in hundreds of pages.
Weak reserves
Low balance vs. building age. Deficits covered by reserve transfers signal fee hikes or special assessments ahead.
Deferred maintenance
Capital work pushed off. When it can't wait anymore, the assessment hits.
Insurance spikes
Premiums doubling or more. Boards pass the cost through to owners.
Board covering gaps
Minutes and financials paper over deficits. The real picture is in the details.
We surface the risk before you close.
One more thing
We believe you deserve more than a list of red flags. You deserve the full story—the building, the board, the numbers—in language that actually makes sense. So when you sign, you're not hoping. You know.
Trusted by buyers, agents, and lawyers across British Columbia, Ontario, and Alberta
Big news
What matters. Nothing else.
Alberta · Feb 2026
Bill 30 brings Condo Act reforms into force
Alberta's Service Alberta Statutes Amendment Act takes effect Feb 15, 2026. New Condo Dispute Resolution Tribunal (online, lower-cost than court), expanded chargeback authority (corporations can charge back deductibles without filing an insurance claim), simplified voting rules, and stronger protections for volunteer board members.
Alberta Government →Ontario · Dec 2025
Bill 72 extends some Condo Act amendments, others expire
The Buy Ontario Act gave the government another year to proclaim changes around shared facilities, voting, requisitioned meetings, and status certificate disclosures. Notably, the proposed guidance on what "adequate" reserve funding means was not extended—it expires. No clearer statutory definition yet.
Condominium Authority of Ontario →Canada-wide · 2024–2025
Condo insurance deductibles surge — "deductible tsunami"
Deductibles that were $10–25K are now commonly $100–250K. When a loss originates in a unit, bylaws often let the board charge the full deductible to that owner. A water leak can mean a six-figure chargeback. We flag what's in the policy.
Insurance Bureau of Canada →
Clarity before you commit.
Whether this is your first condo or your tenth, we're here to help. See what clarity looks like.
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